December 11, 2018
Commercial Insurance

Borden Insurance offers insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business.
The following list names many of the commercial insurance products that we provide.
 

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property Insurance may cover two types of property losses:

  • Direct losses may be covered when property is lost, stolen, damaged or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered.

Commercial General Liability Insurance

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Workers' Compensation

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers' Compensation provides for the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits

A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

Commercial Automobile Business

Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semi-trailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.

Commercial Umbrella and Excess

Directors and Officers Liability

Crime Coverage

Inland Marine/Equipment Coverages

Pollution

Employment Practices Liability

Marine Property and Liability

Bonds


Specialty Programs

Your insurance professionals at Borden Insurance have particular expertise in several business arenas. Years of experience dealing with these specialized products, and the particular needs of the following classes of business have placed Borden Insurance as the “GO TO” agency for advice and coverage placement for these demanding insurance buyers.

Oil and Gas Explorationoil commercial

Blow-Out/OEE/Pollution
Operators
Non-Operators
Drilling Contractors
Drilling and Production Consultants
Specialty Tool Manufacturing/Sales/Rental
Onshore/Offshore/Brownwater Operations
Lease/Service Contractors

Lawyers Professional Liability

Over thirty years experience placing coverage for the smallest to the largest firms in South Texas.

  Medical Malpractice

Exclusive provider for Advocate MD, and Advocate DO. Providing “State of the Art” coverages, including a industry exclusive “Continuous Form”
relieving medical professionals from the need to shop their coverages annually.

  Commercial Property commercial property

Condominiums
Apartments
Shopping Centers
Office Buildings
Hospitals Schools/Counties/Municipal Buildings


We have particular expertise in crafting “ground up” windstorm insurance programs for your large insurance property schedules.

 

Contact us today for more information about Commercial Insurance or fill out our online quote form. Click here for Frequently Asked Questions