With a true understanding of how your business operates, our mission is to maximize the value of your benefits program while improving healthcare outcomes for your employees. We consult, strategize, and provide unique Employee Benefits solutions tailored to fit your company’s philosophy and culture.

“Best insurance agent and insurance company I have ever dealt with!”

John L.

“We get prompt, professional advice and answers to our questions.”

Mike Y.

“Very knowledgeable, approachable, and good advisers.”

David P.

“Excellent customer service and knowledge of insurance products.”

Gabby B.

“I can depend on Borden. They look out for our best interests.”

Karen F.

“Excellent service and very knowledgeable.”

Linda P.

“Knowledgeable and a high quality operation in all respects.”

Gary S.

“I trust the people at Borden and they are very responsive.”

Harris K.

“All of the employees are very helpful and always easy to work with.”

Martha H.

“They always handle my questions in a courteous and timely manner.”

Diana P.

“They care!”

George A.

Products

Borden Insurance uses three core principles to manage your employee benefits plans: we provide professional value-added services based on strategic planning, five-star service, and cutting-edge technology. Our team is dedicated to using their experience and expertise to meet your objectives, and is committed to anticipating and fulfilling your needs.

Borden Insurance is able to offer a variety of medical plans, voluntary products, retirement planning services and other employee benefits plans from carriers and vendors across the United States. We specialize in evaluating, negotiating with and recommending insurers and providers to our clients, and we employ rigorous selection criteria and performance objectives when considering a vendor.

Our agency also offers a variety of other professional services, including actuarial services, claims data analysis services, plan administration and legislative compliance assistance, custom communication offerings, web-based human resources tools and access to specialized pharmacy benefits expertise.

As a Higginbotham company, Borden Insurance has the in-house expertise to enhance your HR capabilities with a portfolio of employee benefit support services.

Health Insurance (including HRA & HSA)
Basic Life Insurance
Accidental Death & Dismemberment (AD&D Insurance)
Self-Funded (Self-Insured) Health Insurance Plans
Alternative Funding Health Insurance
Vision Insurance
Fully Insured Health Plans
Indemnity Insurance Plans
Point-of-service (POS Health Insurance)
Health Maintenance Organization (HMO) Plans
Preferred Provider Organization (PPO) Plans
High Deductible Health Plans (HDHPs)
Minimum Premium Health Insurance

Services

We recommend that our clients make employee benefits management a strategic initiative. By defining objectives and developing an action plan based on meeting those objectives, we ensure an organized, comprehensive approach to fulfilling your benefits needs. Our careful strategic planning services include ongoing evaluation of all your plan’s characteristics, such as access, service and price, to ensure a proper balance is achieved. Strategic planning also shields your plan from becoming obsolete as new trends and market factors emerge, and can help with budgeting and long-term cost management.

We pride ourselves on the level of knowledge and service we provide to our clients.

Contact: We meet with clients regularly to ensure carriers, coverage and costs are meeting expectations.
Education: We conduct employee meetings and provide custom communication materials for employees.
Advocacy: We work on your behalf to bring an unbiased perspective to all situations, with no allegiance to any specific carrier or vendor.
Personnel: We hire and maintain a professional, experienced staff and ensure that they are up to date on all the latest trends and information.
Information: We possess the information and expertise that allow us to negotiate comprehensive, competitive benefits programs and we know where to find answers to your insurance, employee benefits and human resources questions.

There are countless rules and regulations governing employee benefit plans. Borden is committed to helping you with complex plan administration and legislative compliance, using a variety of internal and external resources.

We stay up to date, and your Benefits Advisor will inform you of any laws or regulations that may affect your employee benefit program. Our compliance consulting services include:

Easy-to-read Legislative Newsletters that summarize recent federal legislative developments in insurance and employee benefits
Answers to common COBRA, FMLA, disability laws, state mandates, health care reform, HIPAA, HIPAA Privacy, Medicare Part D and Section 125 questions
HRA Administration
FSA Administration
ERISA Compliance
Patient Protection Affordable Care Act (PPACA) Compliance

Human resources are a vital aspect of any organization and we know that HR personnel can become overwhelmed by their wide range of responsibilities. Borden Insurance is dedicated to offering solutions for your organization’s human resource challenges. Our HR Services include:

Clarification and advice on compliance with laws governing employment such as FMLA, ADA and EEO
HR tools including employee surveys, checklists, letters, employment applications and forms
Employee communications covering important HR topics and legislation that affects them
Employee handbooks and policies
Benefit statements to help employees realize and appreciate the full value of their compensation
Information and tools to support your recruiting, retention, and termination needs
Surveys, advice, and informational articles about measuring and improving employee satisfaction and engagement
Enrollment support tools, including education materials for you and employees, and necessary forms, tools, and communications
We can provided your company with access to an HR Hotline, staffed by experienced professionals, to answer your human resources-related questions. They can answer questions on a wide range of subjects, including employee benefits administration, leaves of absence, state & federal employment laws, discipline and terminations, recruiting and hiring, employee relations, workers’ compensation investigations, and performance management.

Vice President, Employee Benefits

Employee Benefits Advisor

Contact

Securities offered through Herndon Plant Oakley Ltd. Member NASD/SIPC. Branch office: 800 N. Shoreline Suite 2200 South Tower, Corpus Christi, TX 78401 361-888-7611